You know the way insurance companies require you to tick boxes
confirming you've read their terms and conditions?
And some people even do?
Well, apparently, the insurance would be invalid if "a motorcycle is
not fitted with a *break* horsepower restrictor kit when it is required
by law to have one."
If only they read their own docs as closely as they want us to.
This is some bunch called Be Wiser, btw.
Bruce <07.013@scorecrow.com> wrote in news:cbac983d-426c-412d-a877-
This is some bunch called Be Wiser, btw.
Avoid
Part of the Atlanta group who took over Carole Nash and enshittified the operation. Now owned by the Markerstudy Group who have always had a dire reputation.
wessie wrote:
Bruce <07.013@scorecrow.com> wrote in news:cbac983d-426c-412d-a877-
This is some bunch called Be Wiser, btw.
Avoid
Part of the Atlanta group who took over Carole Nash and enshittified
the operation. Now owned by the Markerstudy Group who have always had
a dire reputation.
Since you seem up-to-date with this stuff, and it being that time
again, is there an insurer you would recommend ?
Bruce <07.013@scorecrow.com> wrote in news:cbac983d-426c-412d-a877- 65d13e917833@scorecrow.com:
You know the way insurance companies require you to tick boxes
confirming you've read their terms and conditions?
And some people even do?
Well, apparently, the insurance would be invalid if "a motorcycle is
not fitted with a *break* horsepower restrictor kit when it is required
by law to have one."
If only they read their own docs as closely as they want us to.
This is some bunch called Be Wiser, btw.
Avoid
Part of the Atlanta group who took over Carole Nash and enshittified the operation. Now owned by the Markerstudy Group who have always had a dire reputation.
Sqirrel99 <secret.sqirrel99@gmail.com> wrote in news:10pqtfr$3vroa$1@dont-email.me:
wessie wrote:
Bruce <07.013@scorecrow.com> wrote in news:cbac983d-426c-412d-a877-Since you seem up-to-date with this stuff, and it being that time
This is some bunch called Be Wiser, btw.Avoid
Part of the Atlanta group who took over Carole Nash and enshittified
the operation. Now owned by the Markerstudy Group who have always had
a dire reputation.
again, is there an insurer you would recommend ?
The underwriter is key but you don't discover that before getting a quote from a broker as most use a panel. I prefer to have a policy underwritten
by Aviva or Ageas. If the broker turns out to be rubbishm you can always bypass them and deal directly with the underwriter.
For brokers, Devitt seem okay and Bennetts seem to have pulled up their socks since they have had new owners. Fortunately the regulator blocked a takeover of Benetts by what became the Markerstudy Group.
Scroll down to the bottom of "our brands" to see those now owned by https://www.markerstudygroup.com/who-we-are/our-brands/
These include Swinton, C Nash, Mackenzie Hodgson, Lancaster and Express
i.e. most of the brands that swim to the top of the comparison sites for bike insurance. If you buy from one of these brands, make sure you are not being sold a policy underwritten by Markerstudy or a sub-brand. That would be a double layer of shite.
The underwriter is key but you don't discover that before getting a
quote from a broker as most use a panel. I prefer to have a policy underwritten by Aviva or Ageas. If the broker turns out to be
rubbishm you can always bypass them and deal directly with the
underwriter.
Sqirrel99 <secret.sqirrel99@gmail.com> wrote in news:10pqtfr$3vroa$1@dont-email.me:
wessie wrote:
Bruce <07.013@scorecrow.com> wrote in news:cbac983d-426c-412d-a877-
This is some bunch called Be Wiser, btw.
Avoid
Part of the Atlanta group who took over Carole Nash and enshittified
the operation. Now owned by the Markerstudy Group who have always had
a dire reputation.
Since you seem up-to-date with this stuff, and it being that time
again, is there an insurer you would recommend ?
The underwriter is key but you don't discover that before getting a quote from a broker as most use a panel. I prefer to have a policy underwritten
by Aviva or Ageas. If the broker turns out to be rubbishm you can always bypass them and deal directly with the underwriter.
The underwriter is key but you don't discover that before getting a quote from a broker as most use a panel. I prefer to have a policy underwritten
by Aviva or Ageas. If the broker turns out to be rubbishm you can always bypass them and deal directly with the underwriter.
On 23/03/2026 08:49, wessie wrote:
The underwriter is key but you don't discover that before getting a
quote from a broker as most use a panel. I prefer to have a policy
underwritten by Aviva or Ageas. If the broker turns out to be
rubbishm you can always bypass them and deal directly with the
underwriter.
Got an on-line quote with Bikesure, which it turns out is the on-line version of Adrian Flux. I know this because Adrian Flux called me,
gathered all of my details again, then offered a -u10 cheaper quote.
It was underwritten by Ageas, at -u143 for the year, rather than -u110
from a couple of no-name, comparison site offers, so tempted to go
with it.
OTOH, Adrian Flux did a whole, "This quote is only fixed until this
phone call ends, so if you don't take it now it might go up" and "If
you're still looking for quotes you could buy the policy now and get a
100% refund if you cancel it before it comes into force", both of
which are cunts tricks.
I'd be exploring the market a bit more to see if someone else is willing to sell the Ageas policy for less than Bikesure. I've seen quite a few
comments on the likes of UKGSer that they are keen to take your money, as you have experienced, but the service afterwards is lacking, like most brokers.
I'm less concerned about who I buy the policy from, more who underwrites
it. Motor insurance is little different to buying branded goods from a supermarket. Lavazza coffee tastes the same if bought from Tesco, Waitrose or Amazon. Both are just stack it high, commodity products and you get more consistent quality by sticking to familiar brands.
Did you look to see who was underwriting the policies from the no-name brokers?.
It's a shame that Ageas and Aviva (now Novitas?) don't sell motorcycle policies direct, like they do for car insurance.
No idea where you got the Novitas and Aviva link from
Aviva is a publicly traded company, part of the FTSE
Novitas seems to be a white label insurance company used by brokers
to provide quotes. Solely owned by a Michael Daly via a holding company. They do not sell deirect to the public.
https://find-and-update.company-information.service.gov.uk/company/09366123/persons-with-significant-control
wessie wrote:information.service.gov.uk/company/093
No idea where you got the Novitas and Aviva link from
Aviva is a publicly traded company, part of the FTSE
Novitas seems to be a white label insurance company used by brokers
to provide quotes. Solely owned by a Michael Daly via a holding
company. They do not sell deirect to the public.
https://find-and-update.company-
66123/persons-with-significant-control
I was trying to find resellers of Aviva motorcycle insurance.
Found this: https://connect.avivab2b.co.uk/broker/marketplace/vehicles/motorcycle/
...which seems to say that Aviva are now a reseller for Novitas.
Sqirrel99 <secret.sqirrel99@gmail.com> wrote in
I was trying to find resellers of Aviva motorcycle insurance.
Found this:
https://connect.avivab2b.co.uk/broker/marketplace/vehicles/motorcycle/
...which seems to say that Aviva are now a reseller for Novitas.
it says the reverse, that you can buy the Aviva policy via Novitas'
white label service to brokers.
As for who sells, Aviva, until a couple of weeks ago, I had an Aviva[...]
policy from Devitt.
In the past, I have had an Aviva policy from Bennetts.my soul
I'm pretty sure most brokers will be able to get you a quote from Aviva.
Aviva were not competitive for renewal this year. Reluctabtly, I sold
to Hastings as it was half the renewal price.
Sqirrel99 <secret.sqirrel99@gmail.com> wrote in news:10ptr64$vd5o$1@dont-email.me:
It's a shame that Ageas and Aviva (now Novitas?) don't sell motorcycle
policies direct, like they do for car insurance.
No idea where you got the Novitas and Aviva link from
Aviva is a publicly traded company, part of the FTSE
Hastings offered me a competitive policy underwritten by Advantage (I think), based in Gibraltar. I don't know the significance of them
being based in Gibraltar wrt. insurance, and since you hadn't offered
an opinion of them, I went with Ageas :-)
I did make a claim through Hastings ten years ago, and they were 'OK'.
I can't find a record of who the underwriter was, though.
On 24/03/2026 12:05, wessie wrote:
Sqirrel99 <secret.sqirrel99@gmail.com> wrote in
news:10ptr64$vd5o$1@dont-email.me:
It's a shame that Ageas and Aviva (now Novitas?) don't sell
motorcycle policies direct, like they do for car insurance.
No idea where you got the Novitas and Aviva link from
Aviva is a publicly traded company, part of the FTSE
But, as Squirrel99 said, it's a shame they don't sell motorcycle
insurance direct, like they do for car insurance.
Sqirrel99 <secret.sqirrel99@gmail.com> wrote in news:10pub3g$15b3e$1@dont-email.me:
Hastings offered me a competitive policy underwritten by Advantage (I
think), based in Gibraltar. I don't know the significance of them
being based in Gibraltar wrt. insurance, and since you hadn't offered
an opinion of them, I went with Ageas :-)
I did make a claim through Hastings ten years ago, and they were 'OK'.
I can't find a record of who the underwriter was, though.
there is only one underwriter as Hastings and Advantage have the same
parent in Gib.
Gib registration is not unusual but they are still regulated in the UK
Renewal in November for one modern scrote magnet and three > 25, indeed
40 years old machines was -u325.
On 24/03/2026 18:01, Peter Fisher wrote:
Renewal in November for one modern scrote magnet and three > 25,
indeed
40 years old machines was -u325.
Ouch, I think.
Swinton (so Markerstudy) have just charged me -u56 for a >40 years old "classic", fully comp, protected no claims, 3k miles, SD&P. Includes
travel abroad (not sure I'm going to risk that!) but no extras like
helmet, clothing etc.
They claim the price includes a -u35 broker fee which whiffs of
insurance tax premium avoidance^W minimisation, tbh.
On 24/03/2026 18:01, Peter Fisher wrote:
Renewal in November for one modern scrote magnet and three > 25,
indeed -a>40 years old machines was -u325.
Ouch, I think.
Swinton (so Markerstudy) have just charged me -u56 for a >40 years old "classic", fully comp, protected no claims, 3k miles, SD&P. Includes
travel abroad (not sure I'm going to risk that!) but no extras like
helmet, clothing etc.
They claim the price includes a -u35 broker fee which whiffs of insurance tax premium avoidance^W minimisation, tbh.
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