Posts in this NG appear to have all but dried up in the last few days
- unless my news server is just not showing them for some reason?
On Wed, 6 May 2026 20:26:06 +0100
Roger Mills <mills37.fslife@gmail.com> wrote:
Posts in this NG appear to have all but dried up in the last few days
- unless my news server is just not showing them for some reason?
No, I've checked with two different servers. Too many people in
hospital after the bank holiday.
Posts in this NG appear to have all but dried up in the last few days -74 posts in past week, down a bit compared to usual ...
On Wed, 6 May 2026 20:26:06 +0100
Roger Mills <mills37.fslife@gmail.com> wrote:
Posts in this NG appear to have all but dried up in the last few days
- unless my news server is just not showing them for some reason?
No, I've checked with two different servers. Too many people in
hospital after the bank holiday.
Posts in this NG appear to have all but dried up in the last few days - unless my news server is just not showing them for some reason?
Roger Mills wrote:
Posts in this NG appear to have all but dried up in the last few days -74 posts in past week, down a bit compared to usual ...
On 07/05/2026 09:23, Andy Burns wrote:
Roger Mills wrote:
Posts in this NG appear to have all but dried up in the last few days -74 posts in past week, down a bit compared to usual ...
Especially compared to the 6k+/month at its height...
John Rumm <see.my.signature@nowhere.null> wrote:
On 07/05/2026 09:23, Andy Burns wrote:
Roger Mills wrote:
Posts in this NG appear to have all but dried up in the last few days - >>> 74 posts in past week, down a bit compared to usual ...
Especially compared to the 6k+/month at its height...
Usenet groups are dying. Only kept going by old fogeys. Kids today know nothing about Usenet. Sad, but kinda inevitable. We are a dying
generation, literally.
Posts in this NG appear to have all but dried up in the last few days - unless my news server is just not showing them for some reason?
On 07/05/2026 09:23, Andy Burns wrote:
Roger Mills wrote:
Posts in this NG appear to have all but dried up in the last few74 posts in past week, down a bit compared to usual ...
days -
Especially compared to the 6k+/month at its height...
In message <10tif01$2799o$2@dont-email.me>, John Rumm <see.my.signature@nowhere.null> writes
On 07/05/2026 09:23, Andy Burns wrote:
Roger Mills wrote:
Posts in this NG appear to have all but dried up in the last few days - >>> 74 posts in past week, down a bit compared to usual ...
Especially compared to the 6k+/month at its height...
The end is nigh.
UK.USNET stats.
Https://www.greenend.org.uk/rjk/spoolstats/uk.html
And the rest.
Https://www.greenend.org.uk/rjk/spoolstats/
On 08/05/2026 07:30, brian wrote:
In message <10tif01$2799o$2@dont-email.me>, John Rumm
<see.my.signature@nowhere.null> writes
On 07/05/2026 09:23, Andy Burns wrote:
Roger Mills wrote:
Posts in this NG appear to have all but dried up in the last few74 posts in past week, down a bit compared to usual ...
days -
Especially compared to the 6k+/month at its height...
The end is nigh.
UK.USNET stats.
Https://www.greenend.org.uk/rjk/spoolstats/uk.html
You can just about see a small step change around Feb 24 when google
ceased acting as a usenet gateway - but not as sharp as I would have expected. (Although that might just be lack of resolution in the chart)
And the rest.
Https://www.greenend.org.uk/rjk/spoolstats/
Yup, not encouraging is it?
On 07/05/2026 21:00, Tim+ wrote:
John Rumm <see.my.signature@nowhere.null> wrote:
On 07/05/2026 09:23, Andy Burns wrote:
Roger Mills wrote:
Posts in this NG appear to have all but dried up in the last few74 posts in past week, down a bit compared to usual ...
days -
Especially compared to the 6k+/month at its height...
Usenet groups are dying. Only kept going by old fogeys. Kids today know
nothing about Usenet.-a Sad, but kinda inevitable.-a We are a dying
generation, literally.
I blame it on us wealthy pensioners not bothering to DIY, but just
spending the kid's inheritance on a buying a new one.
(OK.-a I'm neither wealthy nor have kids - but the rest is totally accurate!)
On 07/05/2026 21:08, Sam Plusnet wrote:
On 07/05/2026 21:00, Tim+ wrote:
John Rumm <see.my.signature@nowhere.null> wrote:
On 07/05/2026 09:23, Andy Burns wrote:
Roger Mills wrote:
Posts in this NG appear to have all but dried up in the last few74 posts in past week, down a bit compared to usual ...
days -
Especially compared to the 6k+/month at its height...
Usenet groups are dying. Only kept going by old fogeys. Kids today know
nothing about Usenet.-a Sad, but kinda inevitable.-a We are a dying
generation, literally.
I blame it on us wealthy pensioners not bothering to DIY, but just
spending the kid's inheritance on a buying a new one.
(OK.-a I'm neither wealthy nor have kids - but the rest is totally
accurate!)
Do you want some of mine?
On 07/05/2026 21:08, Sam Plusnet wrote:
On 07/05/2026 21:00, Tim+ wrote:
John Rumm <see.my.signature@nowhere.null> wrote:
On 07/05/2026 09:23, Andy Burns wrote:
Roger Mills wrote:
Posts in this NG appear to have all but dried up in the last few74 posts in past week, down a bit compared to usual ...
days -
Especially compared to the 6k+/month at its height...
Usenet groups are dying. Only kept going by old fogeys. Kids today know
nothing about Usenet.-a Sad, but kinda inevitable.-a We are a dying
generation, literally.
I blame it on us wealthy pensioners not bothering to DIY, but just
spending the kid's inheritance on a buying a new one.
(OK.-a I'm neither wealthy nor have kids - but the rest is totally
accurate!)
Do you want some of mine?
On 08/05/2026 18:06, GB wrote:
On 07/05/2026 21:08, Sam Plusnet wrote:
On 07/05/2026 21:00, Tim+ wrote:
John Rumm <see.my.signature@nowhere.null> wrote:
On 07/05/2026 09:23, Andy Burns wrote:
Roger Mills wrote:
Posts in this NG appear to have all but dried up in the last few >>>>>>> days -74 posts in past week, down a bit compared to usual ...
Especially compared to the 6k+/month at its height...
Usenet groups are dying. Only kept going by old fogeys. Kids today know >>>> nothing about Usenet.-a Sad, but kinda inevitable.-a We are a dying
generation, literally.
I blame it on us wealthy pensioners not bothering to DIY, but just
spending the kid's inheritance on a buying a new one.
(OK.-a I'm neither wealthy nor have kids - but the rest is totally
accurate!)
Do you want some of mine?
Wealth? (He enquired hopefully)
On 08/05/2026 07:30, brian wrote:
In message <10tif01$2799o$2@dont-email.me>, John Rumm
<see.my.signature@nowhere.null> writes
On 07/05/2026 09:23, Andy Burns wrote:
Roger Mills wrote:
Posts in this NG appear to have all but dried up in the last few days - >>>> 74 posts in past week, down a bit compared to usual ...
Especially compared to the 6k+/month at its height...
The end is nigh.
UK.USNET stats.
Https://www.greenend.org.uk/rjk/spoolstats/uk.html
You can just about see a small step change around Feb 24 when google
ceased acting as a usenet gateway - but not as sharp as I would have >expected. (Although that might just be lack of resolution in the chart)
And the rest.
Https://www.greenend.org.uk/rjk/spoolstats/
Yup, not encouraging is it?
On 08/05/2026 18:06, GB wrote:
On 07/05/2026 21:08, Sam Plusnet wrote:
On 07/05/2026 21:00, Tim+ wrote:
John Rumm <see.my.signature@nowhere.null> wrote:
On 07/05/2026 09:23, Andy Burns wrote:
Roger Mills wrote:
Posts in this NG appear to have all but dried up in the last few >>>>>>> days -74 posts in past week, down a bit compared to usual ...
Especially compared to the 6k+/month at its height...
Usenet groups are dying. Only kept going by old fogeys. Kids today know >>>> nothing about Usenet.-a Sad, but kinda inevitable.-a We are a dying
generation, literally.
I blame it on us wealthy pensioners not bothering to DIY, but just
spending the kid's inheritance on a buying a new one.
(OK.-a I'm neither wealthy nor have kids - but the rest is totally
accurate!)
Do you want some of mine?
Wealth? (He enquired hopefully)
I thought I'd try QUORA as an alternative to Usenet but what a mess.
On 08/05/2026 19:02, Sam Plusnet wrote:
On 08/05/2026 18:06, GB wrote:
On 07/05/2026 21:08, Sam Plusnet wrote:
On 07/05/2026 21:00, Tim+ wrote:
John Rumm <see.my.signature@nowhere.null> wrote:
On 07/05/2026 09:23, Andy Burns wrote:
Roger Mills wrote:
Posts in this NG appear to have all but dried up in the last few >>>>>>>> days -74 posts in past week, down a bit compared to usual ...
Especially compared to the 6k+/month at its height...
Usenet groups are dying. Only kept going by old fogeys. Kids today
know
nothing about Usenet.-a Sad, but kinda inevitable.-a We are a dying
generation, literally.
I blame it on us wealthy pensioners not bothering to DIY, but just
spending the kid's inheritance on a buying a new one.
(OK.-a I'm neither wealthy nor have kids - but the rest is totally
accurate!)
Do you want some of mine?
Wealth? (He enquired hopefully)
There used to be a dowry for taking a girl off the parents' hands. Less common now, but we could haggle.
On Fri, 08 May 2026 18:41:27 GMT
nospam@please.invalid (AnthonyL) wrote:
I thought I'd try QUORA as an alternative to Usenet but what a mess.
That is being kind.
uk.legal has been unuseable for years.
On 07/05/2026 21:00, Tim+ wrote:
John Rumm <see.my.signature@nowhere.null> wrote:
On 07/05/2026 09:23, Andy Burns wrote:
Roger Mills wrote:
Posts in this NG appear to have all but dried up in the last few74 posts in past week, down a bit compared to usual ...
days -
Especially compared to the 6k+/month at its height...
Usenet groups are dying. Only kept going by old fogeys. Kids today know
nothing about Usenet.-a Sad, but kinda inevitable.-a We are a dying
generation, literally.
I blame it on us wealthy pensioners not bothering to DIY, but just
spending the kid's inheritance on a buying a new one.
(OK.-a I'm neither wealthy nor have kids - but the rest is totally accurate!)
In message <69fe2c73.44488328@news.eternal-september.org>, at 18:41:27
on Fri, 8 May 2026, AnthonyL <nospam@please.invalid> remarked:
uk.legal has been unuseable for years.
But uk.legal.moderated is still thriving (disclaimer: I'm one of the
mods).
as I said earlier, ChatGPT regurgitates posts from there as if
they were authoritative.
On Fri, 8 May 2026 11:12:12 +0100, John Rumm
<see.my.signature@nowhere.null> wrote:
On 08/05/2026 07:30, brian wrote:
And the rest.
Https://www.greenend.org.uk/rjk/spoolstats/
Yup, not encouraging is it?
It would be more tolerable if there was somewhere else sensible to go.
It's all got diluted with so many platforms littered with inane posts.
I thought I'd try QUORA as an alternative to Usenet but what a mess.
On 08/05/2026 19:41, AnthonyL wrote:
On Fri, 8 May 2026 11:12:12 +0100, John Rumm
<see.my.signature@nowhere.null> wrote:
On 08/05/2026 07:30, brian wrote:
And the rest.
Https://www.greenend.org.uk/rjk/spoolstats/
Yup, not encouraging is it?
It would be more tolerable if there was somewhere else sensible to go.
It's all got diluted with so many platforms littered with inane posts.
I thought I'd try QUORA as an alternative to Usenet but what a mess.
In the DIY spirit, is there any decent forum software that is useable
and a bit usenet like? We could always host it ourselves...
On 07/05/2026 21:08, Sam Plusnet wrote:
On 07/05/2026 21:00, Tim+ wrote:
John Rumm <see.my.signature@nowhere.null> wrote:
On 07/05/2026 09:23, Andy Burns wrote:
Roger Mills wrote:
Posts in this NG appear to have all but dried up in the last few74 posts in past week, down a bit compared to usual ...
days -
Especially compared to the 6k+/month at its height...
Usenet groups are dying. Only kept going by old fogeys. Kids today know
nothing about Usenet.-a Sad, but kinda inevitable.-a We are a dying
generation, literally.
I blame it on us wealthy pensioners not bothering to DIY, but just
spending the kid's inheritance on a buying a new one.
(OK.-a I'm neither wealthy nor have kids - but the rest is totally
accurate!)
Pensioners going SKIing is really common now.....
(SKI = Spending Kids Inheritance)
Main driver is the 40% IHT on pension savings from April 2027..........
On 09/05/2026 10:13, SH wrote:
On 07/05/2026 21:08, Sam Plusnet wrote:
On 07/05/2026 21:00, Tim+ wrote:
John Rumm <see.my.signature@nowhere.null> wrote:
On 07/05/2026 09:23, Andy Burns wrote:
Roger Mills wrote:
Posts in this NG appear to have all but dried up in the last few >>>>>>> days -74 posts in past week, down a bit compared to usual ...
Especially compared to the 6k+/month at its height...
Usenet groups are dying. Only kept going by old fogeys. Kids today know >>>> nothing about Usenet. Sad, but kinda inevitable. We are a dying
generation, literally.
I blame it on us wealthy pensioners not bothering to DIY, but just
spending the kid's inheritance on a buying a new one.
(OK. I'm neither wealthy nor have kids - but the rest is totally
accurate!)
Pensioners going SKIing is really common now.....
(SKI = Spending Kids Inheritance)
Main driver is the 40% IHT on pension savings from April 2027..........
Yes, but if you withdraw it now, you're likely to have to pay 40% income
tax on most of it anyway.
On 09/05/2026 10:13, SH wrote:
On 07/05/2026 21:08, Sam Plusnet wrote:
On 07/05/2026 21:00, Tim+ wrote:
John Rumm <see.my.signature@nowhere.null> wrote:
On 07/05/2026 09:23, Andy Burns wrote:
Roger Mills wrote:
Posts in this NG appear to have all but dried up in the last few >>>>>>> days -74 posts in past week, down a bit compared to usual ...
Especially compared to the 6k+/month at its height...
Usenet groups are dying. Only kept going by old fogeys. Kids today know >>>> nothing about Usenet.-a Sad, but kinda inevitable.-a We are a dying
generation, literally.
I blame it on us wealthy pensioners not bothering to DIY, but just
spending the kid's inheritance on a buying a new one.
(OK.-a I'm neither wealthy nor have kids - but the rest is totally
accurate!)
Pensioners going SKIing is really common now.....
(SKI = Spending Kids Inheritance)
Main driver is the 40% IHT on pension savings from April 2027..........
Yes, but if you withdraw it now, you're likely to have to pay 40% income
tax on most of it anyway.
On 08/05/2026 19:41, AnthonyL wrote:
On Fri, 8 May 2026 11:12:12 +0100, John Rumm <see.my.signature@nowhere.null> wrote:
On 08/05/2026 07:30, brian wrote:
And the rest.
Https://www.greenend.org.uk/rjk/spoolstats/
Yup, not encouraging is it?
It would be more tolerable if there was somewhere else sensible to go.
It's all got diluted with so many platforms littered with inane posts.
I thought I'd try QUORA as an alternative to Usenet but what a mess.
In the DIY spirit, is there any decent forum software that is useable
and a bit usenet like? We could always host it ourselves...
On 09/05/2026 00:20, Davey wrote:political AIs
On Fri, 08 May 2026 18:41:27 GMTIf its not trolls its hard left activists and cancel cunts or
nospam@please.invalid (AnthonyL) wrote:
I thought I'd try QUORA as an alternative to Usenet but what a mess.
That is being kind.
On 08/05/2026 19:41, AnthonyL wrote:
On Fri, 8 May 2026 11:12:12 +0100, John Rumm
<see.my.signature@nowhere.null> wrote:
On 08/05/2026 07:30, brian wrote:
And the rest.
Https://www.greenend.org.uk/rjk/spoolstats/
Yup, not encouraging is it?
It would be more tolerable if there was somewhere else sensible to go.
It's all got diluted with so many platforms littered with inane posts.
I thought I'd try QUORA as an alternative to Usenet but what a mess.
In the DIY spirit, is there any decent forum software that is useable
and a bit usenet like? We could always host it ourselves...
In the DIY spirit, is there any decent forum software that is useable
and a bit usenet like? We could always host it ourselves...
On 9 May 2026 at 21:56:26 BST, Roger Mills wrote:
On 09/05/2026 10:13, SH wrote:
On 07/05/2026 21:08, Sam Plusnet wrote:
On 07/05/2026 21:00, Tim+ wrote:
John Rumm <see.my.signature@nowhere.null> wrote:
On 07/05/2026 09:23, Andy Burns wrote:
Roger Mills wrote:
Posts in this NG appear to have all but dried up in the last few >>>>>>>> days -74 posts in past week, down a bit compared to usual ...
Especially compared to the 6k+/month at its height...
Usenet groups are dying. Only kept going by old fogeys. Kids today know >>>>> nothing about Usenet. Sad, but kinda inevitable. We are a dying
generation, literally.
I blame it on us wealthy pensioners not bothering to DIY, but just
spending the kid's inheritance on a buying a new one.
(OK. I'm neither wealthy nor have kids - but the rest is totally
accurate!)
Pensioners going SKIing is really common now.....
(SKI = Spending Kids Inheritance)
Main driver is the 40% IHT on pension savings from April 2027..........
Yes, but if you withdraw it now, you're likely to have to pay 40% income
tax on most of it anyway.
Only if you're a higher rate tax payer* and whatever you draw down takes you over the c.-u50k threshold?
Although quite a few variations on the theme - having looked into it all recently.
* 40%+ band has increased from 2.5% in 2015 to 8.5% today (AI).
On 09/05/2026 21:56, Roger Mills wrote:
On 09/05/2026 10:13, SH wrote:
Yes, but if you withdraw it now, you're likely to have to pay 40%
income tax on most of it anyway.
well that can be mitigated as pension schemes allow you to take a 25%
tax free lump sum, you can then take -u50,270 per year before then being
hit by 40% tax.
John Rumm <see.my.signature@nowhere.null> wrote:
In the DIY spirit, is there any decent forum software that is useable
and a bit usenet like? We could always host it ourselves...
Maybe a usenet server itself? You wouldn't have to peer it with
any other servers if you didn't want to, and by now they should
be pretty bulletproof (or at least better than some random web-
forum suite).
Posts in this NG appear to have all but dried up in the last few days - unless my news server is just not showing them for some reason?I still find this NG to be interesting and useful, but I also now use https://www.ukworkshop.co.uk/.
John Rumm <see.my.signature@nowhere.null> wrote:
In the DIY spirit, is there any decent forum software that is useable
and a bit usenet like? We could always host it ourselves...
Maybe a usenet server itself? You wouldn't have to peer it with
any other servers if you didn't want to, and by now they should
be pretty bulletproof (or at least better than some random web-
forum suite).
#Paul--
On 10/05/2026 02:36, RJH wrote:
On 9 May 2026 at 21:56:26 BST, Roger Mills wrote:Yes, but the amount you withdraw is added to your income for tax puposes
On 09/05/2026 10:13, SH wrote:
On 07/05/2026 21:08, Sam Plusnet wrote:Yes, but if you withdraw it now, you're likely to have to pay 40% income >>> tax on most of it anyway.
On 07/05/2026 21:00, Tim+ wrote:
John Rumm <see.my.signature@nowhere.null> wrote:
On 07/05/2026 09:23, Andy Burns wrote:
Roger Mills wrote:
Posts in this NG appear to have all but dried up in the last few >>>>>>>>> days -74 posts in past week, down a bit compared to usual ...
Especially compared to the 6k+/month at its height...
Usenet groups are dying. Only kept going by old fogeys. Kids today >>>>>> know
nothing about Usenet.-a Sad, but kinda inevitable.-a We are a dying >>>>>> generation, literally.
I blame it on us wealthy pensioners not bothering to DIY, but just
spending the kid's inheritance on a buying a new one.
(OK.-a I'm neither wealthy nor have kids - but the rest is totally
accurate!)
Pensioners going SKIing is really common now.....
(SKI = Spending Kids Inheritance)
Main driver is the 40% IHT on pension savings from April 2027.......... >>>
Only if you're a higher rate tax payer* and whatever you draw down
takes you
over the c.-u50k threshold?
Although quite a few variations on the theme - having looked into it all
recently.
* 40%+ band has increased from 2.5% in 2015 to 8.5% today (AI).
- and may well make you a 40% tax payer unless there's not very much in
the pension pot or you withdraw it over a number of years. Even so, depending on your basic income, the extra income from the pension
drawdown may reduce the amount of interest you can receive tax-free from other investments.
On 09/05/2026 21:56, Roger Mills wrote:
On 09/05/2026 10:13, SH wrote:
On 07/05/2026 21:08, Sam Plusnet wrote:
On 07/05/2026 21:00, Tim+ wrote:
John Rumm <see.my.signature@nowhere.null> wrote:
On 07/05/2026 09:23, Andy Burns wrote:
Roger Mills wrote:
Posts in this NG appear to have all but dried up in the last few >>>>>>>> days -74 posts in past week, down a bit compared to usual ...
Especially compared to the 6k+/month at its height...
Usenet groups are dying. Only kept going by old fogeys. Kids today
know
nothing about Usenet.-a Sad, but kinda inevitable.-a We are a dying
generation, literally.
I blame it on us wealthy pensioners not bothering to DIY, but just
spending the kid's inheritance on a buying a new one.
(OK.-a I'm neither wealthy nor have kids - but the rest is totally
accurate!)
Pensioners going SKIing is really common now.....
(SKI = Spending Kids Inheritance)
Main driver is the 40% IHT on pension savings from April 2027..........
Yes, but if you withdraw it now, you're likely to have to pay 40%
income tax on most of it anyway.
well that can be mitigated as pension schemes allow you to take a 25%
tax free lump sum, you can then take -u50,270 per year before then being
hit by 40% tax.
You can actually mitigate a bit more as you could then pay into the
pensions of your children, they would get 20% tax rebated into their pension. Even if you gift over the annual gifting allowance and die
within 7 years, you've only effectively paid 20% overall tax as that original 40% IHT is mitigated by the 20% tax credit the pension account holder got.....
If you have a younger spouse with a smaller pension pot or in a low paid part time job, then theres another opportunity ther as although estates
left to married spouses is free of IHT, they would get a 20% tax credit
to their pension.
Also you can invest in qualifying AIM shares. As long as you hold them
for a minimum of 2 years, the effective IHT tax rate on AIM shares is 20%.
On 10/05/2026 10:02, SH wrote:
On 09/05/2026 21:56, Roger Mills wrote:Cough. You need to add your state pension on to your withdrawals to
On 09/05/2026 10:13, SH wrote:
On 07/05/2026 21:08, Sam Plusnet wrote:Yes, but if you withdraw it now, you're likely to have to pay 40%
On 07/05/2026 21:00, Tim+ wrote:
John Rumm <see.my.signature@nowhere.null> wrote:
On 07/05/2026 09:23, Andy Burns wrote:
Roger Mills wrote:
Posts in this NG appear to have all but dried up in the last >>>>>>>>> few days -74 posts in past week, down a bit compared to usual ...
Especially compared to the 6k+/month at its height...
Usenet groups are dying. Only kept going by old fogeys. Kids today >>>>>> know
nothing about Usenet.-a Sad, but kinda inevitable.-a We are a dying >>>>>> generation, literally.
I blame it on us wealthy pensioners not bothering to DIY, but just
spending the kid's inheritance on a buying a new one.
(OK.-a I'm neither wealthy nor have kids - but the rest is totally
accurate!)
Pensioners going SKIing is really common now.....
(SKI = Spending Kids Inheritance)
Main driver is the 40% IHT on pension savings from April 2027.......... >>>
income tax on most of it anyway.
well that can be mitigated as pension schemes allow you to take a 25%
tax free lump sum, you can then take -u50,270 per year before then
being hit by 40% tax.
test for the -u50,270 limit. It really isn't 'tax free' as a lot of
stupid people seem to think.
You can actually mitigate a bit more as you could then pay into the
pensions of your children, they would get 20% tax rebated into their
pension. Even if you gift over the annual gifting allowance and die
within 7 years, you've only effectively paid 20% overall tax as that
original 40% IHT is mitigated by the 20% tax credit the pension
account holder got.....
If you have a younger spouse with a smaller pension pot or in a low
paid part time job, then theres another opportunity ther as although
estates left to married spouses is free of IHT, they would get a 20%
tax credit to their pension.
Also you can invest in qualifying AIM shares. As long as you hold them
for a minimum of 2 years, the effective IHT tax rate on AIM shares is
20%.
And run a greater risk of total loss on AIM shares. Only a handful are
good investments.
well that can be mitigated as pension schemes allow you to take a 25%Cough. You need to add your state pension on to your withdrawals to
tax free lump sum, you can then take -u50,270 per year before then being
hit by 40% tax.
test for the -u50,270 limit. It really isn't 'tax free' as a lot of
stupid people seem to think.
On 10/05/2026 19:20, #Paul wrote:
John Rumm <see.my.signature@nowhere.null> wrote:
In the DIY spirit, is there any decent forum software that is useable
and a bit usenet like? We could always host it ourselves...
Maybe a usenet server itself? You wouldn't have to peer it with
any other servers if you didn't want to, and by now they should
be pretty bulletproof (or at least better than some random web-
forum suite).
Exactly.
You can rent a virtual server for relative peanuts and run an NNTP
server on it and only give away logins to it to the exalted few.
It is YOUR private moderated (if you choose) server .
On 11 May 2026 at 19:15:05 BST, Andrew wrote:
well that can be mitigated as pension schemes allow you to take a 25%Cough. You need to add your state pension on to your withdrawals to
tax free lump sum, you can then take -u50,270 per year before then being >>> hit by 40% tax.
test for the -u50,270 limit. It really isn't 'tax free' as a lot of
stupid people seem to think.
Why isn't the 25% tax free?
I follow that the remainder is taxed, but I'm wondering what makes me so stupid?
On 10/05/2026 23:25, Roger Mills wrote:
On 10/05/2026 02:36, RJH wrote:
On 9 May 2026 at 21:56:26 BST, Roger Mills wrote:Yes, but the amount you withdraw is added to your income for tax
On 09/05/2026 10:13, SH wrote:
On 07/05/2026 21:08, Sam Plusnet wrote:
On 07/05/2026 21:00, Tim+ wrote:
John Rumm <see.my.signature@nowhere.null> wrote:
On 07/05/2026 09:23, Andy Burns wrote:
Roger Mills wrote:
Posts in this NG appear to have all but dried up in the last few >>>>>>>>>> days -74 posts in past week, down a bit compared to usual ...
Especially compared to the 6k+/month at its height...
Usenet groups are dying. Only kept going by old fogeys. Kids
today know
nothing about Usenet.-a Sad, but kinda inevitable.-a We are a dying >>>>>>> generation, literally.
I blame it on us wealthy pensioners not bothering to DIY, but just >>>>>> spending the kid's inheritance on a buying a new one.
(OK.-a I'm neither wealthy nor have kids - but the rest is totally >>>>>> accurate!)
Pensioners going SKIing is really common now.....
(SKI = Spending Kids Inheritance)
Main driver is the 40% IHT on pension savings from April
2027..........
Yes, but if you withdraw it now, you're likely to have to pay 40%
income
tax on most of it anyway.
Only if you're a higher rate tax payer* and whatever you draw down
takes you
over the c.-u50k threshold?
Although quite a few variations on the theme - having looked into it all >>> recently.
* 40%+ band has increased from 2.5% in 2015 to 8.5% today (AI).
puposes - and may well make you a 40% tax payer unless there's not
very much in the pension pot or you withdraw it over a number of
years. Even so, depending on your basic income, the extra income from
the pension drawdown may reduce the amount of interest you can receive
tax-free from other investments.
You don't have to 'withdraw' it. 30-year gilts are now yielding over
5% so annuities are probably the best option for most people who
really don't want the hassle of managing draw-down (or are just too uninformed).
On 11/05/2026 19:10, Andrew wrote:
On 10/05/2026 23:25, Roger Mills wrote:
On 10/05/2026 02:36, RJH wrote:
On 9 May 2026 at 21:56:26 BST, Roger Mills wrote:Yes, but the amount you withdraw is added to your income for tax
On 09/05/2026 10:13, SH wrote:
On 07/05/2026 21:08, Sam Plusnet wrote:
On 07/05/2026 21:00, Tim+ wrote:
John Rumm <see.my.signature@nowhere.null> wrote:
On 07/05/2026 09:23, Andy Burns wrote:
Roger Mills wrote:
Posts in this NG appear to have all but dried up in the last few >>>>>>>>>>> days -74 posts in past week, down a bit compared to usual ...
Especially compared to the 6k+/month at its height...
Usenet groups are dying. Only kept going by old fogeys. Kids
today know
nothing about Usenet.a Sad, but kinda inevitable.a We are a dying >>>>>>>> generation, literally.
I blame it on us wealthy pensioners not bothering to DIY, but just >>>>>>> spending the kid's inheritance on a buying a new one.
(OK.a I'm neither wealthy nor have kids - but the rest is totally >>>>>>> accurate!)
Pensioners going SKIing is really common now.....
(SKI = Spending Kids Inheritance)
Main driver is the 40% IHT on pension savings from April
2027..........
Yes, but if you withdraw it now, you're likely to have to pay 40%
income
tax on most of it anyway.
Only if you're a higher rate tax payer* and whatever you draw down
takes you
over the c.u50k threshold?
Although quite a few variations on the theme - having looked into it all >>>> recently.
* 40%+ band has increased from 2.5% in 2015 to 8.5% today (AI).
puposes - and may well make you a 40% tax payer unless there's not
very much in the pension pot or you withdraw it over a number of
years. Even so, depending on your basic income, the extra income from
the pension drawdown may reduce the amount of interest you can receive
tax-free from other investments.
You don't have to 'withdraw' it. 30-year gilts are now yielding over
5% so annuities are probably the best option for most people who
really don't want the hassle of managing draw-down (or are just too
uninformed).
Its all very well investing money into a gilt giving you over 5% now.... >that yield does not go up with inflation over the next 30 years......
Posts in this NG appear to have all but dried up in the last few days - unless my news server is just not showing them for some reason?
On 06/05/2026 20:26, Roger Mills wrote:
Posts in this NG appear to have all but dried up in the last few days -
unless my news server is just not showing them for some reason?
Its a while since I posted but I could tell you a few stories since I
last posted here.
Some are electrical/work based, some are van based, and there are of
course the apprentices.
Not much changes.
But it might get more usenet posts if you want.
Shall we start with the apprentice shitting himself on purpose?
Adam
On 06/05/2026 20:26, Roger Mills wrote:
Posts in this NG appear to have all but dried up in the last few days -
unless my news server is just not showing them for some reason?
Its a while since I posted but I could tell you a few stories since I
last posted here.
Some are electrical/work based, some are van based, and there are of
course the apprentices.
Not much changes.
But it might get more usenet posts if you want.
Shall we start with the apprentice shitting himself on purpose?
Adam
On 10/05/2026 19:20, #Paul wrote:
John Rumm <see.my.signature@nowhere.null> wrote:Exactly.
In the DIY spirit, is there any decent forum software that is useable
and a bit usenet like? We could always host it ourselves...
Maybe a usenet server itself? You wouldn't have to peer it with
any other servers if you didn't want to, and by now they should
be pretty bulletproof (or at least better than some random web-
forum suite).
You can rent a virtual server for relative peanuts and run an NNTP
server on it and only give away logins to it to the exalted few.
It is YOUR private moderated (if you choose) server .
Yes could be done, but I am not sure it addresses the main looming problems:
1 Decline of user visibility of usenet in general
2 Decline of USENET traffic in general
3 The slow death of available free news servers
4 The need for a way to draw new people into the conversation.
1 - ISPs no longer bundle or even talk about usenet - so there is little
to prompt new people to even try it (and thinking back to AOL and the
origin of the phrase "Eternal September" - it debatable if you want to encourage a subset of "everyone" to try it rather than just a subset of
some set of self selecting "DIY fans").
2 - linked to 1 and the attention captured elsewhere by forums and web
based options, having ongoing access to usenet once there is no longer enough traffic to make it worthwhile, seems rather pointless.
3 - This is in some ways easy to fix - but without a connection to the outside world, it becomes an ever depleting pool of (mostly) grumpy old
men talking about how it used to be!
4 - it needs to be something easy to find and easy to access.
Currently the group's most visible asset is the wiki - it i easy to
access, turns up on search queries, and gets masses of visits from many
who have probably never accessed the group directly.
We could add a prominent link to that to directs people to our own forum (either self hosted, or on some other platform). However that does bring with it potential for extra work and cost etc. It would be nice if the current archive of usenet posts could be imported into the platform -
easy enough if usenet based, but possibly more complex for other platforms.
On 11/05/2026 19:10, Andrew wrote:
On 10/05/2026 23:25, Roger Mills wrote:
On 10/05/2026 02:36, RJH wrote:
On 9 May 2026 at 21:56:26 BST, Roger Mills wrote:Yes, but the amount you withdraw is added to your income for tax
On 09/05/2026 10:13, SH wrote:
On 07/05/2026 21:08, Sam Plusnet wrote:
On 07/05/2026 21:00, Tim+ wrote:
John Rumm <see.my.signature@nowhere.null> wrote:
On 07/05/2026 09:23, Andy Burns wrote:
Roger Mills wrote:
Posts in this NG appear to have all but dried up in the last few >>>>>>>>>>> days -74 posts in past week, down a bit compared to usual ...
Especially compared to the 6k+/month at its height...
Usenet groups are dying. Only kept going by old fogeys. Kids
today know
nothing about Usenet.-a Sad, but kinda inevitable.-a We are a dying >>>>>>>> generation, literally.
I blame it on us wealthy pensioners not bothering to DIY, but just >>>>>>> spending the kid's inheritance on a buying a new one.
(OK.-a I'm neither wealthy nor have kids - but the rest is totally >>>>>>> accurate!)
Pensioners going SKIing is really common now.....
(SKI = Spending Kids Inheritance)
Main driver is the 40% IHT on pension savings from April
2027..........
Yes, but if you withdraw it now, you're likely to have to pay 40%
income
tax on most of it anyway.
Only if you're a higher rate tax payer* and whatever you draw down
takes you
over the c.-u50k threshold?
Although quite a few variations on the theme - having looked into it
all
recently.
* 40%+ band has increased from 2.5% in 2015 to 8.5% today (AI).
puposes - and may well make you a 40% tax payer unless there's not
very much in the pension pot or you withdraw it over a number of
years. Even so, depending on your basic income, the extra income from
the pension drawdown may reduce the amount of interest you can
receive tax-free from other investments.
You don't have to 'withdraw' it. 30-year gilts are now yielding over
5% so annuities are probably the best option for most people who
really don't want the hassle of managing draw-down (or are just too
uninformed).
Its all very well investing money into a gilt giving you over 5% now.... that yield does not go up with inflation over the next 30 years......
On 11/05/2026 19:15, Andrew wrote:
On 10/05/2026 10:02, SH wrote:You can invest in funds that don't deliver interest, but capital gain.
On 09/05/2026 21:56, Roger Mills wrote:Cough. You need to add your state pension on to your withdrawals to
On 09/05/2026 10:13, SH wrote:
On 07/05/2026 21:08, Sam Plusnet wrote:
On 07/05/2026 21:00, Tim+ wrote:
John Rumm <see.my.signature@nowhere.null> wrote:
On 07/05/2026 09:23, Andy Burns wrote:
Roger Mills wrote:
Posts in this NG appear to have all but dried up in the last >>>>>>>>>> few days -74 posts in past week, down a bit compared to usual ...
Especially compared to the 6k+/month at its height...
Usenet groups are dying. Only kept going by old fogeys. Kids
today know
nothing about Usenet.-a Sad, but kinda inevitable.-a We are a dying >>>>>>> generation, literally.
I blame it on us wealthy pensioners not bothering to DIY, but just >>>>>> spending the kid's inheritance on a buying a new one.
(OK.-a I'm neither wealthy nor have kids - but the rest is totally >>>>>> accurate!)
Pensioners going SKIing is really common now.....
(SKI = Spending Kids Inheritance)
Main driver is the 40% IHT on pension savings from April
2027..........
Yes, but if you withdraw it now, you're likely to have to pay 40%
income tax on most of it anyway.
well that can be mitigated as pension schemes allow you to take a 25%
tax free lump sum, you can then take -u50,270 per year before then
being hit by 40% tax.
test for the -u50,270 limit. It really isn't 'tax free' as a lot of
stupid people seem to think.
You can actually mitigate a bit more as you could then pay into the
pensions of your children, they would get 20% tax rebated into their
pension. Even if you gift over the annual gifting allowance and die
within 7 years, you've only effectively paid 20% overall tax as that
original 40% IHT is mitigated by the 20% tax credit the pension
account holder got.....
If you have a younger spouse with a smaller pension pot or in a low
paid part time job, then theres another opportunity ther as although
estates left to married spouses is free of IHT, they would get a 20%
tax credit to their pension.
Also you can invest in qualifying AIM shares. As long as you hold
them for a minimum of 2 years, the effective IHT tax rate on AIM
shares is 20%.
And run a greater risk of total loss on AIM shares. Only a handful are
good investments.
Of course in a SIPP that is no help as anything taken out is classed as 'income'.
If you have a SIPP take as much out as you can for low tax and invest in
a straight capital gain pot.
On 06/05/2026 20:26, Roger Mills wrote:
Posts in this NG appear to have all but dried up in the last few days
- unless my news server is just not showing them for some reason?
Its a while since I posted but I could tell you a few stories since I
last posted here.
Some are electrical/work based, some are van based, and there are of
course the apprentices.
Not much changes.
But it might get more usenet posts if you want.
Shall we start with the apprentice shitting himself on purpose?
Adam
On 06/05/2026 20:26, Roger Mills wrote:
Posts in this NG appear to have all but dried up in the last few days
- unless my news server is just not showing them for some reason?
Its a while since I posted but I could tell you a few stories since I
last posted here.
Some are electrical/work based, some are van based, and there are of
course the apprentices.
Not much changes.
But it might get more usenet posts if you want.
Shall we start with the apprentice shitting himself on purpose?
Adam
On 11/05/2026 13:12, The Natural Philosopher wrote:
On 10/05/2026 19:20, #Paul wrote:
John Rumm <see.my.signature@nowhere.null> wrote:Exactly.
In the DIY spirit, is there any decent forum software that is useable
and a bit usenet like? We could always host it ourselves...
Maybe a usenet server itself? You wouldn't have to peer it with
any other servers if you didn't want to, and by now they should
be pretty bulletproof (or at least better than some random web-
forum suite).
You can rent a virtual server for relative peanuts and run an NNTP
server on it and only give away logins to it to the exalted few.
It is YOUR private moderated (if you choose) server .
Yes could be done, but I am not sure it addresses the main looming
problems:
1 Decline of user visibility of usenet in general
2 Decline of USENET traffic in general
3 The slow death of available free news servers
4 The need for a way to draw new people into the conversation.
1 - ISPs no longer bundle or even talk about usenet - so there is little
to prompt new people to even try it (and thinking back to AOL and the
origin of the phrase "Eternal September" - it debatable if you want to encourage a subset of "everyone" to try it rather than just a subset of
some set of self selecting "DIY fans").
2 - linked to 1 and the attention captured elsewhere by forums and web
based options, having ongoing access to usenet once there is no longer enough traffic to make it worthwhile, seems rather pointless.
3 - This is in some ways easy to fix - but without a connection to the outside world, it becomes an ever depleting pool of (mostly) grumpy old
men talking about how it used to be!
4 - it needs to be something easy to find and easy to access.
Currently the group's most visible asset is the wiki - it i easy to
access, turns up on search queries, and gets masses of visits from many
who have probably never accessed the group directly.
We could add a prominent link to that to directs people to our own forum (either self hosted, or on some other platform). However that does bring with it potential for extra work and cost etc. It would be nice if the current archive of usenet posts could be imported into the platform -
easy enough if usenet based, but possibly more complex for other platforms.
A while back I suggested looking at ukworkshop.co.uk but nobody
responded so I'll try again.
Sparky wrote:
A while back I suggested looking at ukworkshop.co.uk but nobody
responded so I'll try again.
I did go and look, got distracted as I'd not heard of "Gather" before
and it sounded potentially good, but it seems it's a source for
discussions with a distinctly USA flavour (guns, deer-hunting, gold
refining etc).
On 06/05/2026 20:26, Roger Mills wrote:
Posts in this NG appear to have all but dried up in the last few days
- unless my news server is just not showing them for some reason?
Its a while since I posted but I could tell you a few stories since I
last posted here.
Some are electrical/work based, some are van based, and there are of
course the apprentices.
Not much changes.
But it might get more usenet posts if you want.
Shall we start with the apprentice shitting himself on purpose?
Adam
On 13/05/2026 20:28, ARW wrote:
On 06/05/2026 20:26, Roger Mills wrote:
Posts in this NG appear to have all but dried up in the last few days
- unless my news server is just not showing them for some reason?
Its a while since I posted but I could tell you a few stories since I
last posted here.
Some are electrical/work based, some are van based, and there are of
course the apprentices.
Not much changes.
But it might get more usenet posts if you want.
Shall we start with the apprentice shitting himself on purpose?
We need to get to the bottom of this!
I think you may have gone to the wrong place ... try again. (I've no
idea what you mean by "gather" in this context)
gather seems to be a form of syndication between web forums
Andy Burns wrote:That's interesting - it's a slightly cleaner interface than going
gather seems to be a form of syndication between web forums
e.g. here is that ukworkshop forum, accessed via gather
<https://gather.forum/ukworkshop-co>
SH wrote:
On 13/05/2026 20:28, ARW wrote:
On 06/05/2026 20:26, Roger Mills wrote:
Posts in this NG appear to have all but dried up in the last few days
- unless my news server is just not showing them for some reason?
Its a while since I posted but I could tell you a few stories since I
last posted here.
Some are electrical/work based, some are van based, and there are of
course the apprentices.
Not much changes.
But it might get more usenet posts if you want.
Shall we start with the apprentice shitting himself on purpose?
We need to get to the bottom of this!
Indeed! Not just going through the motions.
Chris
On 15/05/2026 09:49, Chris J Dixon wrote:
SH wrote:
On 13/05/2026 20:28, ARW wrote:
On 06/05/2026 20:26, Roger Mills wrote:
Posts in this NG appear to have all but dried up in the last few days >>>>> - unless my news server is just not showing them for some reason?
Its a while since I posted but I could tell you a few stories since I
last posted here.
Some are electrical/work based, some are van based, and there are of
course the apprentices.
Not much changes.
But it might get more usenet posts if you want.
Shall we start with the apprentice shitting himself on purpose?
We need to get to the bottom of this!
Indeed! Not just going through the motions.
Chris
Knowing Adam, he 's literally gone and scared the 5h1t out of his apprentice....
Who else would cause a rapid unscheduled defecation in a person? :-D
(c) Elon MUSK who coined RUD as in Rapid Unscheduled Disassembly of his rockets
SH <i.love@spam.com> wrote:
On 15/05/2026 09:49, Chris J Dixon wrote:
SH wrote:
On 13/05/2026 20:28, ARW wrote:
On 06/05/2026 20:26, Roger Mills wrote:
Posts in this NG appear to have all but dried up in the last few days >>>>>> - unless my news server is just not showing them for some reason?
Its a while since I posted but I could tell you a few stories since I >>>>> last posted here.
Some are electrical/work based, some are van based, and there are of >>>>> course the apprentices.
Not much changes.
But it might get more usenet posts if you want.
Shall we start with the apprentice shitting himself on purpose?
We need to get to the bottom of this!
Indeed! Not just going through the motions.
Chris
Knowing Adam, he 's literally gone and scared the 5h1t out of his
apprentice....
Who else would cause a rapid unscheduled defecation in a person? :-D
(c) Elon MUSK who coined RUD as in Rapid Unscheduled Disassembly of his
rockets
I like that. RUD for the next time I get the trots.
Who else would cause a rapid unscheduled defecation in a person? :-D
(c) Elon MUSK who coined RUD as in Rapid Unscheduled Disassembly of his rockets
John Rumm wrote:
On 11/05/2026 13:12, The Natural Philosopher wrote:A while back I suggested looking at ukworkshop.co.uk but nobody
On 10/05/2026 19:20, #Paul wrote:
John Rumm <see.my.signature@nowhere.null> wrote:Exactly.
In the DIY spirit, is there any decent forum software that is useable >>>>> and a bit usenet like? We could always host it ourselves...
Maybe a usenet server itself? You wouldn't have to peer it with
any other servers if you didn't want to, and by now they should
be pretty bulletproof (or at least better than some random web-
forum suite).
You can rent a virtual server for relative peanuts and run an NNTP
server on it and only give away logins to it to the exalted few.
It is YOUR private moderated (if you choose) server .
Yes could be done, but I am not sure it addresses the main looming
problems:
1 Decline of user visibility of usenet in general
2 Decline of USENET traffic in general
3 The slow death of available free news servers
4 The need for a way to draw new people into the conversation.
1 - ISPs no longer bundle or even talk about usenet - so there is
little to prompt new people to even try it (and thinking back to AOL
and the origin of the phrase "Eternal September" - it debatable if you
want to encourage a subset of "everyone" to try it rather than just a
subset of some set of self selecting "DIY fans").
2 - linked to 1 and the attention captured elsewhere by forums and web
based options, having ongoing access to usenet once there is no longer
enough traffic to make it worthwhile, seems rather pointless.
3 - This is in some ways easy to fix - but without a connection to the
outside world, it becomes an ever depleting pool of (mostly) grumpy
old men talking about how it used to be!
4 - it needs to be something easy to find and easy to access.
Currently the group's most visible asset is the wiki - it i easy to
access, turns up on search queries, and gets masses of visits from
many who have probably never accessed the group directly.
We could add a prominent link to that to directs people to our own
forum (either self hosted, or on some other platform). However that
does bring with it potential for extra work and cost etc. It would be
nice if the current archive of usenet posts could be imported into the
platform - easy enough if usenet based, but possibly more complex for
other platforms.
responded so I'll try again.
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