From Newsgroup: rec.arts.sf.written

Mushoku Tensei: Jobless Reincarnation, volume 1 by Rifujin Na Magonote

A selfless act of heroism costs a homeless NEET his life. Waking
in an unfamiliar world, he resolves to do better in his next incarnation.

https://jamesdavisnicoll.com/review/second-chance
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