There's a reason why Medicare Advantage (an ironic name) plans offer free groceries,
health club memberships, a pair of eyeglasses, extremely rudimentary dental etc.
The state and region you sign up in is usually the only area "in network".
United Healthcare, the largest provider of these plans posted NET PROFITS of $ 23
Billion in 2023.
They didn't achieve that by approving needed medical care. If out of network and IF
your treatment is approved you will pay more.
Some providers are electing NOT to accept Med Adv plans. They tie doctors hands by
denying newer treatments, scans, meds etc.
The safest way is traditional Medicare with a Medigap Plan G. As a lymphoma survivor
that is my only choice.
Medigap Plan G covers the 20% that Medicare doesn't and they must follow Medicare
guidelines.
Medicare will generally approve needed treatments. You'll also need a Plan D prescription
drug plan and dental plan.
More info...
https://www.quora.com/Do-doctors-like-Medicare-Advantage-plans
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