• Warning about AliExpress and Paypal

    From Clive Page@usenet@page2.eu to uk.d-i-y on Tue Aug 26 12:16:35 2025
    From Newsgroup: uk.d-i-y

    A laptop of a family member has a very noisy fan - the only option seems
    to be to buy a new one, and there are several youtube videos giving replacement instructions.

    I could get one from Amazon for -u23 but it would come from China and
    take 3 weeks to arrive. Ebay didn't have anything better. But
    AliExpress (which seems to be the chinese equivalent of Ebay) had
    several on offer at around -u10 with delivery (also from China) in about
    2 weeks. I hadn't used them before, but thought that I could risk -u10
    in a good cause.

    So I ordered one at -u9-93 and tried to pay, first using Google Pay -
    this failed. Then using Paypal - this failed too. No information in
    either case just 'transaction failed'f and no order number shown. So I
    risked entering my Visa card number on the AliPay website. This time
    the order succeeded and I got an order confirmation and estimated
    delivery date. Hooray.

    But I then checked my Visa card account, I saw first two then 3
    identical debits of -u9-93, two of them from Paypal. I contacted my
    credit card company in the UK but they say that I have to try to resolve
    this with the retailer first. AliExpress make it as hard as possible to contact anyone there, but eventually I found a chat function and
    contacted what appeared to be a real human. But it was not clear that
    he/she actually understood the problem or could do anything about it. I
    await events. In the mean time, my advice is: don't do what I did.
    --
    Clive Page
    --- Synchronet 3.21a-Linux NewsLink 1.2
  • From Jethro_uk@jethro_uk@hotmailbin.com to uk.d-i-y on Tue Aug 26 11:19:58 2025
    From Newsgroup: uk.d-i-y

    On Tue, 26 Aug 2025 12:16:35 +0100, Clive Page wrote:

    A laptop of a family member has a very noisy fan - the only option seems
    to be to buy a new one, and there are several youtube videos giving replacement instructions.

    I could get one from Amazon for -u23 but it would come from China and
    take 3 weeks to arrive. Ebay didn't have anything better. But
    AliExpress (which seems to be the chinese equivalent of Ebay) had
    several on offer at around -u10 with delivery (also from China) in about
    2 weeks. I hadn't used them before, but thought that I could risk -u10
    in a good cause.

    So I ordered one at -u9-93 and tried to pay, first using Google Pay -
    this failed. Then using Paypal - this failed too. No information in
    either case just 'transaction failed'f and no order number shown. So I risked entering my Visa card number on the AliPay website. This time
    the order succeeded and I got an order confirmation and estimated
    delivery date. Hooray.

    But I then checked my Visa card account, I saw first two then 3
    identical debits of -u9-93, two of them from Paypal. I contacted my
    credit card company in the UK but they say that I have to try to resolve
    this with the retailer first. AliExpress make it as hard as possible to contact anyone there, but eventually I found a chat function and
    contacted what appeared to be a real human. But it was not clear that
    he/she actually understood the problem or could do anything about it. I await events. In the mean time, my advice is: don't do what I did.

    For balance, I've used AliExpress via paypal a few time now with no
    complaint. And the last time the faulty battery I returned was refunded
    as soon as the parcel was scanned.

    --- Synchronet 3.21a-Linux NewsLink 1.2
  • From Andy Burns@usenet@andyburns.uk to uk.d-i-y on Tue Aug 26 12:28:03 2025
    From Newsgroup: uk.d-i-y

    Jethro_uk wrote:

    Clive Page wrote:

    So I
    risked entering my Visa card number on the AliPay website. This time
    the order succeeded and I got an order confirmation and estimated
    delivery date. Hooray.

    For balance, I've used AliExpress via paypal a few time now with no complaint. And the last time the faulty battery I returned was refunded
    as soon as the parcel was scanned.
    I've used AliExpress several times, they have too many discount pop-ups,
    and their "slidy thing" to logon has often been a pain, but never had
    issues with purchases ...

    --- Synchronet 3.21a-Linux NewsLink 1.2
  • From Theo@theom+news@chiark.greenend.org.uk to uk.d-i-y on Tue Aug 26 12:44:20 2025
    From Newsgroup: uk.d-i-y

    Clive Page <usenet@page2.eu> wrote:
    A laptop of a family member has a very noisy fan - the only option seems
    to be to buy a new one, and there are several youtube videos giving replacement instructions.

    I could get one from Amazon for -u23 but it would come from China and
    take 3 weeks to arrive. Ebay didn't have anything better. But
    AliExpress (which seems to be the chinese equivalent of Ebay) had
    several on offer at around -u10 with delivery (also from China) in about
    2 weeks. I hadn't used them before, but thought that I could risk -u10
    in a good cause.

    So I ordered one at -u9-93 and tried to pay, first using Google Pay -
    this failed. Then using Paypal - this failed too. No information in
    either case just 'transaction failed'f and no order number shown. So I risked entering my Visa card number on the AliPay website. This time
    the order succeeded and I got an order confirmation and estimated
    delivery date. Hooray.

    But I then checked my Visa card account, I saw first two then 3
    identical debits of -u9-93, two of them from Paypal. I contacted my
    credit card company in the UK but they say that I have to try to resolve this with the retailer first. AliExpress make it as hard as possible to contact anyone there, but eventually I found a chat function and
    contacted what appeared to be a real human. But it was not clear that he/she actually understood the problem or could do anything about it. I await events. In the mean time, my advice is: don't do what I did.

    Do the transactions show on your Paypal account? If not, it's likely they
    are just a 'pending hold' on the funds which will expire in up to 7 days.
    This is what usually happens when a transaction fails halfway, for example
    the anti-fraud systems blocked it. Eventually the hold gets released and
    the transaction disappears from your statement.

    Because it's using Paypal as a middleman, it may actually be a full
    transaction as far as Paypal and then Paypal blocked it. In which case
    there's nothing the card company can do - you'd have to ask Paypal. But
    again it's likely Paypal will unroll the transaction and credit the funds
    back in due time (or possibly keep them as balance in your Paypal account).

    None of this is anything particular to Aliexpress, it's just what happens
    when some system doesn't like you doing the transaction, or the chain
    between retailer-merchant bank/Paypal-card network-bank drops the ball along the way.

    Aliexpress is a tracker-fest (ad/tracker block strongly recommended) and
    full of dark patterns, but once you work out how to navigate it they do generally deliver what they say they will, and I've not had a problem
    getting refunds for things which didn't show up.

    Customer service is not very coherent and the quality of the items is
    basically down to you to do your due diligence - you are not shopping at
    John Lewis. You get what you pay for. OTOH you pay a fraction of what
    you'd pay for the identical made-in-China item on Amazon.

    Theo
    --- Synchronet 3.21a-Linux NewsLink 1.2
  • From The Natural Philosopher@tnp@invalid.invalid to uk.d-i-y on Tue Aug 26 13:00:56 2025
    From Newsgroup: uk.d-i-y

    On 26/08/2025 12:16, Clive Page wrote:
    A laptop of a family member has a very noisy fan - the only option seems
    to be to buy a new one, and there are several youtube videos giving replacement instructions.

    I could get one from Amazon for -u23 but it would come from China and
    take 3 weeks to arrive.-a Ebay didn't have anything better.-a But
    AliExpress (which seems to be the chinese equivalent of Ebay) had
    several on offer at around -u10 with delivery (also from China) in about
    2 weeks.-a I hadn't used them before, but thought that I could risk -u10
    in a good cause.

    So I ordered one at -u9-93 and tried to pay, first using Google Pay -
    this failed. Then using Paypal - this failed too.-a No information in
    either case just 'transaction failed'f and no order number shown.-a So I risked entering my Visa card number on the AliPay website.-a This time
    the order succeeded and I got an order confirmation and estimated
    delivery date.-a-a Hooray.

    But I then checked my Visa card account, I saw first two then 3
    identical debits of -u9-93,-a two of them from Paypal.-a I contacted my credit card company in the UK but they say that I have to try to resolve this with the retailer first.-a AliExpress make it as hard as possible to contact anyone there, but eventually I found a chat function and
    contacted what appeared to be a real human.-a But it was not clear that he/she actually understood the problem or could do anything about it.-a I await events.-a In the mean time, my advice is: don't do what I did.

    Odd. I have used paypal dozens of times there.

    But for fans, have you tried e.g. the Pi hut?
    --
    "The great thing about Glasgow is that if there's a nuclear attack it'll
    look exactly the same afterwards."

    Billy Connolly

    --- Synchronet 3.21a-Linux NewsLink 1.2
  • From The Natural Philosopher@tnp@invalid.invalid to uk.d-i-y on Tue Aug 26 13:01:56 2025
    From Newsgroup: uk.d-i-y

    On 26/08/2025 12:19, Jethro_uk wrote:
    For balance, I've used AliExpress via paypal a few time now with no complaint. And the last time the faulty battery I returned was refunded
    as soon as the parcel was scanned.

    I ordered two items, one was faulty, I returned it and got a refund on
    the whole transaction
    --
    "The great thing about Glasgow is that if there's a nuclear attack it'll
    look exactly the same afterwards."

    Billy Connolly

    --- Synchronet 3.21a-Linux NewsLink 1.2
  • From The Natural Philosopher@tnp@invalid.invalid to uk.d-i-y on Tue Aug 26 13:26:55 2025
    From Newsgroup: uk.d-i-y

    On 26/08/2025 12:44, Theo wrote:


    Customer service is not very coherent and the quality of the items is basically down to you to do your due diligence - you are not shopping at
    John Lewis. You get what you pay for. OTOH you pay a fraction of what
    you'd pay for the identical made-in-China item on Amazon.

    Oddly enough I ended up in a live chat session with someone from the
    actual vendor who emailed me a refund sticker which I put on the goods
    to return it and got a full refund

    Theo
    --
    "The great thing about Glasgow is that if there's a nuclear attack it'll
    look exactly the same afterwards."

    Billy Connolly

    --- Synchronet 3.21a-Linux NewsLink 1.2
  • From Jethro_uk@jethro_uk@hotmailbin.com to uk.d-i-y on Tue Aug 26 13:08:57 2025
    From Newsgroup: uk.d-i-y

    On Tue, 26 Aug 2025 12:28:03 +0100, Andy Burns wrote:

    Jethro_uk wrote:

    Clive Page wrote:

    So I risked entering my Visa card number on the AliPay website. This
    time the order succeeded and I got an order confirmation and estimated
    delivery date. Hooray.

    For balance, I've used AliExpress via paypal a few time now with no
    complaint. And the last time the faulty battery I returned was refunded
    as soon as the parcel was scanned.
    I've used AliExpress several times, they have too many discount pop-ups,
    and their "slidy thing" to logon has often been a pain, but never had
    issues with purchases ...

    It's navigation is a chore - and you need to read the descriptions *very* closely.

    But it has it's uses. I mean if I am going to buy some "cheap" Chinese
    tat then why on earth would I pay 4x the price in Amazon ?

    As with gambling, I keep the stakes low :)
    --- Synchronet 3.21a-Linux NewsLink 1.2
  • From Theo@theom+news@chiark.greenend.org.uk to uk.d-i-y on Tue Aug 26 14:14:47 2025
    From Newsgroup: uk.d-i-y

    The Natural Philosopher <tnp@invalid.invalid> wrote:
    On 26/08/2025 12:44, Theo wrote:


    Customer service is not very coherent and the quality of the items is basically down to you to do your due diligence - you are not shopping at John Lewis. You get what you pay for. OTOH you pay a fraction of what you'd pay for the identical made-in-China item on Amazon.

    Oddly enough I ended up in a live chat session with someone from the
    actual vendor who emailed me a refund sticker which I put on the goods
    to return it and got a full refund

    I ordered some solder paste. It arrived fine.

    Some weeks later AE emailed me to say it was found to be dangerous and being recalled. They said I should safely dispose of it and contact customer
    service for a refund:


    "We have learnt that the following product you purchased is or may be
    illegal and has been/should be recalled: Product Name:"20g/35g Sn63Pb37
    Needle Tube Tin Solder Paste NC-559-ASM Flux for Soldering SMD for BGA IC
    PCB Welding Tool"
    Cause for being illegal:Excessive Chemical

    IF YOU HAVE THE AFFECTED ITEM, PLEASE STOP USING IT IMMEDIATELY !

    You may apply for a refund request on this order in your order history. The refund will be processed within 15 days after your submission. If you made this purchase for someone else, please notify the recipient immediately of
    this issue.

    We regret any inconvenience this may cause, we take the safety and
    satisfaction of customers as our highest priority!

    Note: This is an automatically generated email from AliExpress. Please do
    not reply directly. If you have any questions, please contact "Online Service"! "


    I opened a live chat. The customer service person didn't have any knowledge
    of the recall notice and asked me to send them a copy of the order and of
    the recall (really? Can't they see what their own system has sent me?).

    When I didn't respond within a few minutes (I was on my phone and not in a position to dig out the details to do it straightaway) they declared the
    return request had been handled successfully and closed the request.

    ICBA to chase them again for a -u3.60 tube of solder paste. I haven't got around to doing anything with the tube either.

    I wonder what's in it that could be dangerous. Are they just complaining
    that paste advertised with lead in it contains lead, or perhaps there's something nasty in the flux?

    Theo
    --- Synchronet 3.21a-Linux NewsLink 1.2
  • From Jethro_uk@jethro_uk@hotmailbin.com to uk.d-i-y on Tue Aug 26 13:25:35 2025
    From Newsgroup: uk.d-i-y

    On Tue, 26 Aug 2025 14:14:47 +0100, Theo wrote:

    I opened a live chat. The customer service person didn't have any
    knowledge of the recall notice and asked me to send them a copy of the
    order and of the recall (really? Can't they see what their own system
    has sent me?).

    I learned a long time ago not to confuse "can't" for "won't" :)

    --- Synchronet 3.21a-Linux NewsLink 1.2
  • From Clive Page@usenet@page2.eu to uk.d-i-y on Tue Aug 26 14:27:22 2025
    From Newsgroup: uk.d-i-y

    On 26/08/2025 12:44, Theo wrote:
    Do the transactions show on your Paypal account? If not, it's likely they are just a 'pending hold' on the funds which will expire in up to 7 days. This is what usually happens when a transaction fails halfway, for example the anti-fraud systems blocked it. Eventually the hold gets released and
    the transaction disappears from your statement.

    No there is nothing showing on my PayPal account, which puzzled me.
    But, as you say, it may be the credit card charges are just a pending
    hold which will expire. I hope so.

    I've had a similar surprise a couple of times when buying fuel in
    Germany and France, where the retailer puts a holding charge (usually
    Euro 150 I think) on your account which stays there for a few days. For
    some reason the credit which you get when you finish filling takes a lot longer to reach the credit card server than the original hold item, but
    the eventual charge seems correct. UK filling stations seem to only
    charge the correct amount at the time, or else the credit is also
    instant as I've not seen this problem at home.
    --
    Clive Page

    --- Synchronet 3.21a-Linux NewsLink 1.2
  • From Rod Speed@rod.speed.aaa@gmail.com to uk.d-i-y on Wed Aug 27 01:58:53 2025
    From Newsgroup: uk.d-i-y

    Clive Page <usenet@page2.eu> wrote
    A laptop of a family member has a very noisy fan - the only option seems > to be to buy a new one, and there are several youtube videos giving > replacement instructions.

    I could get one from Amazon for u23 but it would come from China and > take 3 weeks to arrive. Ebay didn't have anything better. But > AliExpress (which seems to be the chinese equivalent of Ebay) had > several on offer at around u10 with delivery (also from China) in about > 2 weeks. I hadn't used them before, but thought that I could risk u10 > in a good cause.

    So I ordered one at u9-93 and tried to pay, first using Google Pay - > this failed. Then using Paypal - this failed too. No information in > either case just 'transaction failed'f and no order number shown. So I > risked entering my Visa card number on the AliPay website. This time > the order succeeded and I got an order confirmation and estimated > delivery date. Hooray.

    But I then checked my Visa card account, I saw first two then 3 > identical debits of u9-93, two of them from Paypal. I contacted my > credit card company in the UK but they say that I have to try to resolve > this with the retailer first. AliExpress make it as hard as possible to > contact anyone there, but eventually I found a chat function and > contacted what appeared to be a real human. But it was not clear that > he/she actually understood the problem or could do anything about it. I > await events. In the mean time, my advice is: don't do what I did.
    I buy quite a bit of stuff like that from aliexpress and ever since
    they allow you to pay using paypal have never had a problem.
    Must have bought about 5 things in the last month and all went
    fine.
    I did use alipay initially before they had paypal and never
    had a problem with it either.
    --- Synchronet 3.21a-Linux NewsLink 1.2
  • From Clive Page@usenet@page2.eu to uk.d-i-y on Wed Aug 27 12:14:30 2025
    From Newsgroup: uk.d-i-y

    An update: today my credit card is showing a credit from PayPal which
    exactly cancels the earlier spurious charge. I've been using PayPal to
    buy things on eBay and other retailers for many years and never had any problems, until yesterday when I used AliExpress for the first time.
    I've no idea why they didn't accept my attempted payment via PayPal,
    there was no explanation.

    But secondly: it seems extremely poor practice for AliExpress/Paypal
    (whoever is responsible) to charge an account when they say that a
    transaction has failed. I haven't had this problem anywhere else.

    So I've left a 2 star review for AliExpress even before knowing whether
    the item I ordered will arrive or not, or be the right one.
    --
    Clive Page

    --- Synchronet 3.21a-Linux NewsLink 1.2
  • From The Natural Philosopher@tnp@invalid.invalid to uk.d-i-y on Wed Aug 27 12:19:25 2025
    From Newsgroup: uk.d-i-y

    On 27/08/2025 12:14, Clive Page wrote:
    An update: today my credit card is showing a credit from PayPal which exactly cancels the earlier spurious charge.-a I've been using PayPal to
    buy things on eBay and other retailers for many years and never had any problems, until yesterday when I used AliExpress for the first time.
    I've no idea why they didn't accept my attempted payment via PayPal,
    there was no explanation.

    But secondly: it seems extremely poor practice for AliExpress/Paypal (whoever is responsible) to charge an account when they say that a transaction has failed.-a I haven't had this problem anywhere else.

    So I've left a 2 star review for AliExpress even before knowing whether
    the item I ordered will arrive or not, or be the right one.


    In general my experience with them has been rather better than initially expected.
    Just don't ever buy discrete semiconductors, The transistors were not as marked and all blew on applying full voltage eventually taking out a loudspeaker, which cost far too much to repair.

    Or at least test before installation. Electronic boards though so far no issues
    --
    "I guess a rattlesnake ain't risponsible fer bein' a rattlesnake, but ah
    puts mah heel on um jess the same if'n I catches him around mah chillun".


    --- Synchronet 3.21a-Linux NewsLink 1.2
  • From Theo@theom+news@chiark.greenend.org.uk to uk.d-i-y on Wed Aug 27 12:37:33 2025
    From Newsgroup: uk.d-i-y

    Clive Page <usenet@page2.eu> wrote:
    But secondly: it seems extremely poor practice for AliExpress/Paypal (whoever is responsible) to charge an account when they say that a transaction has failed. I haven't had this problem anywhere else.

    That's because Paypal is a middleman.

    Normally, you buy something and there's a credit card transaction in which funds are 'held' by the merchant until the transaction completes. For
    example you make a hotel booking and they hold funds until you check out.
    This is because the merchant is doing the transaction with your card
    directly.

    In an online retail transaction, when you go to pay a hold is created while
    you do the 2FA thing with SMS codes or whatever, and the bank's anti-fraud checks run. If you pass the checks the hold is converted into a real transaction, if you fail 2FA the hold is backed out and the funds unlocked. The hold is to prevent you spending the funds in your account multiple
    times - if you did several transactions at the same time you could set up a race where each one thought they had first dibs on the funds in your account and some of them would end up trying to take funds you didn't have.

    When you pay via Paypal, first the funds go to Paypal and then they go on to the merchant. It's a two step process. If you pass the bank's 2FA/fraud
    check the funds land at Paypal, and then if you pass Paypal's checks the
    funds go on to the merchant. Critically, if the funds have landed at Paypal that's a successful transaction as far as the bank is concerned, they are
    done. Then it's Paypal's job to do a similar process all over again to send the funds to the merchant. It's this step that appears to have failed in
    your case - for some reason the funds did not move from Paypal to Aliexpress.

    Result is that Paypal were left holding the funds which had been
    successfully debited from your bank. They did the right thing and
    immediately sent them back to your bank. Outcome: you only lost access to
    your -u9.90 for a day or so.

    So I've left a 2 star review for AliExpress even before knowing whether
    the item I ordered will arrive or not, or be the right one.

    I don't know what happened to fail the transaction, but this is the system working as intended. Transactions fail all the time (anti fraud checks
    always have false positives, and sometimes 2FA doesn't succeed),
    but you didn't lose anything in the end.

    Theo
    --- Synchronet 3.21a-Linux NewsLink 1.2
  • From Jethro_uk@jethro_uk@hotmailbin.com to uk.d-i-y on Wed Aug 27 13:15:17 2025
    From Newsgroup: uk.d-i-y

    On Wed, 27 Aug 2025 12:37:33 +0100, Theo wrote:

    Clive Page <usenet@page2.eu> wrote:
    [quoted text muted]

    That's because Paypal is a middleman.

    My memory is that if you fund your Paypal via a credit card, you lose S75 protection ?

    Certainly I've been wary to not use Paypal for purchases over -u100 where
    I may need to invoke S75 (for example anything from Currys :) )
    --- Synchronet 3.21a-Linux NewsLink 1.2
  • From Theo@theom+news@chiark.greenend.org.uk to uk.d-i-y on Wed Aug 27 14:38:37 2025
    From Newsgroup: uk.d-i-y

    Jethro_uk <jethro_uk@hotmailbin.com> wrote:
    On Wed, 27 Aug 2025 12:37:33 +0100, Theo wrote:

    Clive Page <usenet@page2.eu> wrote:
    [quoted text muted]

    That's because Paypal is a middleman.

    My memory is that if you fund your Paypal via a credit card, you lose S75 protection ?

    The legal position is a separate issue from the technical side of things.

    AIUI it used to be a grey area like that at one point. I *think* the
    situation is that if you use Paypal as a payment processor, ie you buy an X
    for -u999.99 and you use Paypal in the checkout to take -u999.99 from your credit card, then S.75 protection applies.

    But if you use your credit card to 'top up' your Paypal balance and then
    later 'spend' your balance, then the credit card will cover you only so far
    as the money reaching Paypal (if it disappeared, you could claim) but what
    you choose to spend your Paypal balance on is between you and Paypal - the credit card provider has no skin in this transaction.

    S.75 talks about the debtor (customer), creditor (lender) and supplier (retailer) and the need for a clear link between the three parties. In the original 1970s scenario the Consumer Credit Act was written for, you'd buy a
    TV from Rumbelows on a HP agreement signed in the shop, making the supplier
    and finance house equally liable in case of a problem.

    In the case of using Paypal at checkout, you are covered if it's part of the transaction, especially if you aren't logged in to Paypal. If you are
    using your Paypal balance then the link between the parties is broken and
    S.75 doesn't protect you.

    It seems that if you are logged into Paypal when doing the direct payment transaction then that is a grey area. I'm not sure of any case law. https://www.moneysavingexpert.com/credit-cards/paypal-section75/

    Certainly I've been wary to not use Paypal for purchases over -u100 where
    I may need to invoke S75 (for example anything from Currys :) )

    That's sensible - even if you are legally covered it's another customer
    service department to give you the runaround, and Paypal's own 'buyer protection' isn't that great.

    Theo
    --- Synchronet 3.21a-Linux NewsLink 1.2
  • From Clive Page@usenet@page2.eu to uk.d-i-y on Wed Aug 27 18:46:25 2025
    From Newsgroup: uk.d-i-y

    On 27/08/2025 14:15, Jethro_uk wrote:
    On Wed, 27 Aug 2025 12:37:33 +0100, Theo wrote:

    Clive Page <usenet@page2.eu> wrote:
    [quoted text muted]

    That's because Paypal is a middleman.

    My memory is that if you fund your Paypal via a credit card, you lose S75 protection ?

    Certainly I've been wary to not use Paypal for purchases over -u100 where
    I may need to invoke S75 (for example anything from Currys :) )

    That may well be right. The reason to consider Paypal is that it means
    your credit card number isn't passed to the retailer, just in case they
    are inclined to mis-use it. One has to balance one factor against the
    other.
    --
    Clive Page

    --- Synchronet 3.21a-Linux NewsLink 1.2
  • From alan_m@junk@admac.myzen.co.uk to uk.d-i-y on Thu Aug 28 11:50:11 2025
    From Newsgroup: uk.d-i-y

    On 26/08/2025 14:27, Clive Page wrote:
    On 26/08/2025 12:44, Theo wrote:
    Do the transactions show on your Paypal account?-a If not, it's likely
    they
    are just a 'pending hold' on the funds which will expire in up to 7 days.
    This is what usually happens when a transaction fails halfway, for
    example
    the anti-fraud systems blocked it.-a Eventually the hold gets released and >> the transaction disappears from your statement.

    No there is nothing showing on my PayPal account, which puzzled me. But,
    as you say, it may be the credit card charges are just a pending hold
    which will expire.-a-a I hope so.

    I've had a similar surprise a couple of times when buying fuel in
    Germany and France, where the retailer puts a holding charge (usually
    Euro 150 I think) on your account which stays there for a few days.-a For some reason the credit which you get when you finish filling takes a lot longer to reach the credit card server than the original hold item, but
    the eventual charge seems correct.-a UK filling stations seem to only
    charge the correct amount at the time, or else the credit is also
    instant as I've not seen this problem at home.


    In the UK there is a holding amount, usually -u100+, when you put your
    credit card in but before you pump the fuel. On some self service CC
    pumps I've used there is a notice stating this. As you guess the
    correct amount is usually credited immediately so you may not see the
    holding amount on-line or on a statement.
    --
    mailto : news {at} admac {dot} myzen {dot} co {dot} uk
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  • From Clive Page@usenet@page2.eu to uk.d-i-y on Thu Aug 28 12:02:51 2025
    From Newsgroup: uk.d-i-y

    On 28/08/2025 11:50, alan_m wrote:
    On 26/08/2025 14:27, Clive Page wrote:
    On 26/08/2025 12:44, Theo wrote:
    Do the transactions show on your Paypal account?-a If not, it's likely
    they
    are just a 'pending hold' on the funds which will expire in up to 7
    days.
    This is what usually happens when a transaction fails halfway, for
    example
    the anti-fraud systems blocked it.-a Eventually the hold gets released
    and
    the transaction disappears from your statement.

    No there is nothing showing on my PayPal account, which puzzled me.
    But, as you say, it may be the credit card charges are just a pending
    hold which will expire.-a-a I hope so.

    I've had a similar surprise a couple of times when buying fuel in
    Germany and France, where the retailer puts a holding charge (usually
    Euro 150 I think) on your account which stays there for a few days.
    For some reason the credit which you get when you finish filling takes
    a lot longer to reach the credit card server than the original hold
    item, but the eventual charge seems correct.-a UK filling stations seem
    to only charge the correct amount at the time, or else the credit is
    also instant as I've not seen this problem at home.


    In the UK there is a holding amount, usually -u100+, when you put your credit card in but before you pump the fuel. On some self service CC
    pumps I've used there is a notice stating this.-a As you guess the
    correct amount is usually credited immediately so you may not see the holding amount on-line or on a statement.

    Yes, the difference between the UK and overseas is that in the UK the
    credit seems to be almost instantaneous, whereas overseas the credit
    takes a few days to arrive. I guess they have some different and slower
    way of processing credits than debits. I note that if they were slow processing debits it would cost them money, whereas being slow
    processing credits it's only the poor customer who loses out, and with
    luck only temporarily. But that depends on whether they use the same
    exchange rates on both transactions - in principle one could lose a
    small amount if exchanges rates were volatile. So far I haven't seen that.
    --
    Clive Page

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  • From Thomas Prufer@prufer.public@mnet-online.de.invalid to uk.d-i-y on Fri Aug 29 07:39:36 2025
    From Newsgroup: uk.d-i-y

    Apropos of PayPal:

    https://www.bbc.com/news/articles/cj6y42jggdyo

    "European banks hit by rogue PayPal payments worth 'billions'"

    "European banks have seen widespread unauthorised direct debits from PayPal accounts, the German Savings Banks Association (DSGV) says.

    "The German newspaper Sueddeutsche Zeitung (SZ) says payments worth in the region of 10 billion euros (-u8.6bn) have had to be blocked, after PayPal's fraud-checking system failed.

    "It said payments were paused on Monday when lenders reported millions of suspicious direct debits from the payment firm."


    Thomas Prufer

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